Use of the calculator is based on your self-reported information only. The payment displayed is an estimate only and does not include taxes and insurance premiums. Mortgage rates are subject to change. Actual payments will vary based on your individual situation, appraised home value, and current rates which will vary by lender. Payment calculation may not be based on available rates by the lender(s) with whom you have been matched. Estimated payment information is provided for educational purposes; this is not a commitment to lend.